I retire for the second time on April 3. Cannot wait and cannot explain why, after retiring the first time, I decided to work longer. LOL.
There comes a point in everyone's life when they should realize the most precious commodity a person has, and the only limited one, is their time. Unfortunately some never do, and work up till the very end. Others realize how valuable their time actually is, and make the best use of it.
If you approach retirement from that angle then the way to get the most out of your time is by living well within your means. There is no reason to spend every dime on material things. Spend less on day to day things, which will give you more to spend on experiences like travel, family, etc.
I have heard of a book written by a hospice nurse who describes the most frequent regrets by people in their last 6 months of life, and the number one regret is working too much and not spending enough time enjoying life, family, and friends. To me that makes perfect sense. Who hasn't heard about the poor fella who retired only to drop dead a few days later, right?